Stash vs acorns plus#

Through Stash, you can invest in individual stocks and Exchange Traded Funds (ETFs), including themed ETFs like Public Works and Clean & Green. Much of Stash’s functionality is tied up in its investing features. You may be charged account maintenance fees outside of monthly fees from time to time by Apex Clearing, Stash’s custodian. Stash doesn’t charge commissions on stock trades within the app.

Stash vs acorns plus#

Stash’s premium account option, Stash+, comes with all of the features from the Growth account plus access to custodial accounts for children, debit card rewards and exclusive bonuses.Ī Stash Beginner plan that cost $1 per month was discontinued in August 2022. Stash Growth adds access to Stash Smart Portfolios and retirement IRA accounts. Stash offers two account levels, each with basic banking, budgeting and investing features. Investments with Stash are protected up to $500,000 through partner company Apex Clearing Corporation. Deposits to Stash bank accounts are FDIC insured up to the legal limits through a partnership with Green Dot Bank. You also need to think about security whenever you bank or invest. Stash uses the latest security measures to protect its customers, including 256-bit encryption, biometric authentication and other cutting-edge technologies. When using any financial app, you want to know that your money and personal information are safe. Users can track spending with Stash, too, which will help you understand your expenses better and provide guidance when planning your monthly budget. But within the banking portion of Stash, you can set savings goals and automate savings to fund those goals. Stash doesn’t offer the robust budgeting features found with many other budgeting apps. and cash deposits at retail locations at participating CVS, Rite Aid and Walgreens stores. Stash users also have access to 19,000+ fee-free ATMS across the U.S. It features early direct deposit access (up to two days early) and recurring automatic transfers. The bank account has no minimum balance requirements, no overdraft fees and no monthly services fees. Hidden within it, though, are budgeting tools and features to help investors manage funds and build savings.Īll Stash accounts come with a bank account serviced by Green Dot Bank. At first glance, Stash looks like any other investment app.